I got a letter from Target that the debit card I'd applied for was denied because I had another application pending. Oy. Called them. The good news is they ONLY had my bank account # & not my SSN, drivers license, phone, or email. And that bank account was closed before they even applied. My credit bureaus say there've been no inquiries but if they applied for these two why not lots? Surely some small concern doesn't check as closely as Target or others. The funny thing is, the letter from Target was addressed to a similar, nearby address but still managed to get to me. Yay, USPS? I don't know how to prevent further trouble. I don't actually know if the other shoe has dropped.